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Contract mortgage loan processing for brokers and loan officers

Your next file.
Our processing team.

Chasing documents, conditions, and status? OneTouch handles outsourced mortgage loan processing, from intake through funding follow-through, with contract loan processors who came from underwriting.

$950 QM · $1,150 Non-QM per funded file. Billed only when the loan funds.

Start with your brokerage details. No borrower documents on this site.

Documents Conditions Clear to close Funded LOAN FILE FUNDED
Illustration of the processing path. Not a portal screenshot.
  • Underwriting-background processors
  • No retainer or monthly minimum
  • Licensed in 11 states · NMLS #2662100

Still doing the mortgage loan processing between borrower calls?

Document follow-up. Outstanding conditions. Another status request. You don't have to handle the processing work yourself.

See how we handle a file
  • Document follow-upHandled
  • Third-party orderingHandled
  • Pre-submission reviewHandled
  • Outstanding conditionsHandled
  • Status requestsHandled
  • Closing coordinationHandled

Here's the broker processing work we take on.

A clear processing scope, with people making the judgment calls.

  1. 1

    Set up the file

    Intake and file setup in your LOS, plus initial disclosures.

  2. 2

    Collect and review

    Document collection, borrower follow-up, third-party ordering, and pre-submission review against lender guidelines.

  3. 3

    Submit and track

    Lender submission, condition tracking through clear-to-close, and status updates.

  4. 4

    Coordinate closing

    Title-company coordination, Closing Disclosure review, and funding follow-through.

Read the full process

Experienced contract loan processors.
The full processing scope.

Systems handle routine intake, tracking, updates, and deadline monitoring. Processors with an underwriting background make the judgment calls.

Human judgment

A processor who came from underwriting reviews the file before it goes to the lender and decides what still needs work.

Send us one file

Tell us your LOS so we can confirm compatibility. Check your LOS

Set up and collect

  • Intake and file setup in your LOS
  • Initial disclosures
  • Document collection and borrower follow-up
  • Third-party ordering: appraisal, title, verification of employment (VOE), payoffs
  • Pre-submission review against lender guidelines

Submit and close

  • Lender submission
  • Condition tracking through clear-to-close
  • Closing coordination with the title company
  • Closing Disclosure (CD) review
  • Funding follow-through
  • Status updates to you, your LO and your borrower

Third-party ordering is part of the scope. The processing fee does not pay third-party charges.

$950 QM. $1,150 Non-QM. The scope is included.

No retainer, no monthly minimum, no per-LO seat fee, and no setup cost. If the loan doesn't fund, you're not billed.

QM loans
$950 per funded file
Non-QM loans
$1,150 per funded file
When you're billed
Only when the loan funds
What it covers
The processing scope above
Monthly commitment
No retainer or monthly minimum

Compare scope, not just the fee

Questions worth asking any processing option, including us.

  • Who handles document follow-up?
  • Who reviews the file before submission?
  • Who tracks conditions and coordinates closing?
  • When is the processing fee owed?

Built by people who ran a brokerage.

We built the outsourced mortgage processing operation we wanted to hire. Our processors came from underwriting.

Review our pipeline commitments.

Processors
Underwriting background
Fee
$950 QM · $1,150 Non-QM
Licensing
11 states · NMLS #2662100

Give us one file to process.

See how we handle the work before you decide to send another. No retainer. No monthly minimum. Billed only when the loan funds.

Send us one file

$950 QM or $1,150 Non-QM applies if the loan funds, including your first file.

Start with one file

Send us your brokerage details

Tell us who you are and we will follow up with the vetting checklist. $950 QM or $1,150 Non-QM applies if the loan funds, including your first file. Prefer a page of your own? Use Send us one file.

Request the checklist

Send this over and we will email you the Contract Processor Vetting Checklist. A copy also goes to our team so we can follow up.

State(s) you are licensed or operating in

We use this to reply to you. No list rental, no resale.

Before you send your first file.

The fee, the scope, and where we work.

  • $950 per funded QM file, $1,150 Non-QM. If the loan doesn't fund, you're not billed.
  • Licensed in Florida, Idaho, Michigan, Minnesota, Montana, North Carolina, Ohio, Oregon, Pennsylvania, Texas, and Washington. NMLS #2662100.
Ask a question: 313-744-0033

$950 per funded QM file and $1,150 per funded Non-QM file. No retainer, no monthly minimum, no per-LO seat fee, and no setup cost.

Send us your next file.

Let OneTouch handle the mortgage loan processing. Start with your brokerage details, then decide on your first file.

$950 QM · $1,150 Non-QM per funded file. Billed only when the loan funds.

No borrower documents on this site.