The full loan processing scope.
Every file gets the same scope. QM or Non-QM, the work is the same. Only the fee changes.
Set up and collect
- Intake and file setup in your LOSWe open the file and set it up in the system you already use.
- Initial disclosuresSent on time so the file starts clean.
- Document collection and borrower follow-upWe ask for what's missing and follow up until it comes in.
- Third-party orderingAppraisal, title, verification of employment (VOE), and payoffs.
- Pre-submission reviewChecked against lender guidelines by a processor who came from underwriting.
Submit and close
- Lender submissionA complete, reviewed package sent to your lender.
- Condition tracking through clear-to-closeEvery condition tracked and cleared.
- Closing coordination with the title companyDates, docs, and details lined up.
- Closing Disclosure (CD) reviewNumbers checked before closing day.
- Funding follow-throughWe stay on the file until it funds.
- Status updatesTo you, your LO, and your borrower.
QM and Non-QM files.
We process Qualified Mortgage (QM) loans and Non-QM loans, like bank statement and DSCR files. Non-QM files take more review, so the fee is a bit higher.
See pricingQM loans
$950
per funded file
Non-QM loans
$1,150
per funded file
What isn't included.
So you can compare us fairly with any other processing option.
Tell us your LOS so we can confirm we work in it. Check your LOS
- Third-party chargesWe order appraisal, title, VOE, and payoffs. The processing fee does not pay those charges.
- Loan originationWe do not originate loans. Your LO owns the borrower and the loan.
- Underwriting decisionsWe prepare the file. The lender makes the credit decision.
- Borrower document upload on this siteDocument upload is not offered on this site.
Send us your next file.
Start with your brokerage details. See how we handle one file before you send another.
$950 QM · $1,150 Non-QM. Billed only when the loan funds.
No borrower documents on this site.