We're not licensed where you are.
We hold licences in eleven states, and we don't process files outside them. Under 12 CFR 1008.103(d), a contract processor generally needs a state loan originator licence to do this work — so a vendor who tells you state coverage doesn't matter is telling you something you should check.
If you're outside our footprint, two things are worth doing: ask any processor you're considering to show you their licence on NMLS Consumer Access, and tell us where you are so we know where demand is.
Where we are licensed
Verify a processor's licence in two minutes
- Open NMLS Consumer Access.
- Search by the company's legal name, or by their NMLS ID if they gave you one.
- Open the company record and read the state licence list. Confirm your state appears and that the licence status is active.
- Check the licence type covers loan origination or processing activity in that state, not just a registration in the company's home state.
- If the processor can't give you a name and an NMLS ID to search, that is your answer. Ours is NMLS #2662100.
Tell us where you are
We use this to decide which state we license next. If we get there, we'll tell you.